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Insurance

Browse Rhode Island bills in Insurance with plain-language AI summaries.

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53 bills

S3560INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISIONInsuranceThis bill lets people direct their auto insurance company to directly pay independent appraisers during a vehicle repair dispute.Senate·Introduced·Jun 6, 2026 S3365INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISIONInsuranceThis bill allows vehicle owners to have their insurance company directly pay independent auto damage appraisers during a dispute.Senate·Senate read and passed·Jun 6, 2026 H8595INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIESInsuranceThis bill adjusts the continuous coverage timeline to help individuals switch Medicare supplement plans without facing medical underwriting.House·Signed by Governor·May 27, 2026 H8579AaaINSURANCE -- PHARMACY BENEFIT MANAGERS ACTInsuranceThis bill requires pharmacy benefit managers to obtain a certificate of authority and report financial data to the state.

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House

·

Placed on House Calendar (06/10/2026)

·May 22, 2026

H8401INSURANCE -- UNAUTHORIZED INSURANCE BUSINESS -- MEDICAL MALPRACTICE INSURANCEInsuranceThe bill requires all Rhode Island healthcare providers to maintain state-approved medical malpractice insurance to keep their medical licenses.House·Committee recommended measure be held for further study·Apr 3, 2026

S3179INSURANCE -- LIFE INSURANCE POLICIES AND RESERVESInsuranceThis bill stops life, disability, and long-term care insurers from denying coverage or changing rates based on genetic tests.Senate·Committee recommended measure be held for further study·Apr 3, 2026

S3198INSURANCE -- LIABILITY INSURANCEInsuranceThis bill prohibits insurance companies from deducting legal defense costs and fees from liability insurance policy limits.Senate·Committee recommended measure be held for further study·Apr 3, 2026

S3195INSURANCE -- LIABILITY INSURANCEInsuranceThis bill requires all Rhode Island drivers to purchase uninsured motorist coverage, removing the option to opt out.Senate·Committee recommended measure be held for further study·Apr 3, 2026

S3194INSURANCE -- MOTOR VEHICLE INSURANCE -- MANDATORY ARBITRATION PROVISIONInsuranceThis bill raises the maximum claim limit for electing arbitration in motor vehicle accidents from $50,000 to $100,000.Senate·Committee recommended measure be held for further study·Apr 3, 2026

H8381INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIESInsuranceThis bill prohibits dental insurance companies from forcing dentists to accept payments through methods that charge them processing fees.House·Committee recommended measure be held for further study·Apr 1, 2026

S3156INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIESInsuranceThis bill stops dental insurance companies from forcing dentists to accept payment methods that charge them processing fees.Senate·Referred to House Corporations·Mar 27, 2026

S3150AINSURANCE -- WEATHER-RELATED LOSSESInsuranceThis bill creates a grant program to help homeowners pay for upgrades that protect against hurricanes and severe windstorms.Senate·Placed on Senate Calendar (06/10/2026)·Mar 27, 2026

S3115INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACTInsuranceThis bill raises the damage threshold for declaring a vehicle a "total loss" from 80% to 85% of its value.Senate·Effective without Governor's signature·Mar 13, 2026

S3059BINSURANCE -- PHARMACY FREEDOM OF CHOICE--FAIR COMPETITION AND PRACTICESInsuranceThis bill regulates pharmacy benefit managers by increasing pricing transparency, preventing overcharges, and shifting oversight to the health commissioner.Senate·Placed on House Calendar (06/10/2026)·Mar 12, 2026

S3008INSURANCE -- RHODE ISLAND LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION ACTInsuranceThis bill increases the state-guaranteed protection limit for annuity savings from $250,000 to $500,000 if an insurer goes bankrupt.Senate·Introduced, referred to Senate Commerce·Mar 6, 2026

S2769INSURANCE -- FIRE INSURANCE POLICIES AND RESERVESInsuranceThis bill extends the time limits for filing property insurance claims and restricts insurers from unfairly closing claims.Senate·Committee recommended measure be held for further study·Mar 4, 2026

S2771INSURANCE -- DOMESTIC INSURANCE COMPANIESInsuranceInsurers must accept, deny, or request info on claims within 30 days or pay the policyholder $250 per day.Senate·Committee recommended measure be held for further study·Mar 4, 2026

S2775AINSURANCE -- DOMESTIC INSURANCE COMPANIESInsuranceThis bill updates insurance regulations, standardizes penalties for violations, repeals a hurricane commission, and strengthens oversight of insurance affiliates.Senate·House passed Sub A in concurrence·Mar 4, 2026

S2770INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACTInsuranceRequires homeowner's insurance to pay for matching materials (like siding) to ensure repairs look uniform with existing structures.Senate·Committee recommended measure be held for further study·Mar 4, 2026

S2763MOTOR AND OTHER VEHICLES -- MOTOR VEHICLE REPARATIONS ACTInsuranceInsurance companies can no longer use your credit score to determine the price of your car insurance.Senate·Committee recommended measure be held for further study·Mar 4, 2026

H8219INSURANCE -- RHODE ISLAND INSURANCE MARKET PROTECTION ACTInsuranceThis bill bans Rhode Island insurance companies from investing in or insuring fossil fuel companies and projects.House·Committee recommended measure be held for further study·Mar 3, 2026

H7863INSURANCE -- LIABILITY INSURANCEInsuranceThis bill requires all car insurance policies to include coverage for accidents caused by uninsured or hit-and-run drivers.House·Committee recommended measure be held for further study·Feb 27, 2026

H7866INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACTInsuranceIncreases the damage threshold percentage used to determine if a vehicle is a "total loss" from 80% to 85%.House·Effective without Governor's signature·Feb 27, 2026

H7860INSURANCE -- FIRE INSURANCE POLICIES AND RESERVESInsuranceThis bill establishes minimum timeframes for filing property damage insurance claims and mandates formal written releases to close claims.House·Committee recommended measure be held for further study·Feb 27, 2026