Insurance
Browse Rhode Island bills in Insurance with plain-language AI summaries.
Recent Bills
53 billsS3560INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISIONInsuranceThis bill lets people direct their auto insurance company to directly pay independent appraisers during a vehicle repair dispute.SenateIntroducedJun 6, 2026S3365INSURANCE -- MOTOR VEHICLE APPRAISAL PROVISIONInsuranceThis bill allows vehicle owners to have their insurance company directly pay independent auto damage appraisers during a dispute.SenateSenate read and passedJun 6, 2026H8595INSURANCE -- MEDICARE SUPPLEMENT INSURANCE POLICIESInsuranceThis bill adjusts the continuous coverage timeline to help individuals switch Medicare supplement plans without facing medical underwriting.HouseSigned by GovernorMay 27, 2026H8579AaaINSURANCE -- PHARMACY BENEFIT MANAGERS ACTInsuranceThis bill requires pharmacy benefit managers to obtain a certificate of authority and report financial data to the state.HousePlaced on House Calendar (06/10/2026)May 22, 2026H8401INSURANCE -- UNAUTHORIZED INSURANCE BUSINESS -- MEDICAL MALPRACTICE INSURANCEInsuranceThe bill requires all Rhode Island healthcare providers to maintain state-approved medical malpractice insurance to keep their medical licenses.HouseCommittee recommended measure be held for further studyApr 3, 2026S3179INSURANCE -- LIFE INSURANCE POLICIES AND RESERVESInsuranceThis bill stops life, disability, and long-term care insurers from denying coverage or changing rates based on genetic tests.SenateCommittee recommended measure be held for further studyApr 3, 2026S3198INSURANCE -- LIABILITY INSURANCEInsuranceThis bill prohibits insurance companies from deducting legal defense costs and fees from liability insurance policy limits.SenateCommittee recommended measure be held for further studyApr 3, 2026S3195INSURANCE -- LIABILITY INSURANCEInsuranceThis bill requires all Rhode Island drivers to purchase uninsured motorist coverage, removing the option to opt out.SenateCommittee recommended measure be held for further studyApr 3, 2026S3194INSURANCE -- MOTOR VEHICLE INSURANCE -- MANDATORY ARBITRATION PROVISIONInsuranceThis bill raises the maximum claim limit for electing arbitration in motor vehicle accidents from $50,000 to $100,000.SenateCommittee recommended measure be held for further studyApr 3, 2026H8381INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIESInsuranceThis bill prohibits dental insurance companies from forcing dentists to accept payments through methods that charge them processing fees.HouseCommittee recommended measure be held for further studyApr 1, 2026S3156INSURANCE -- ACCIDENT AND SICKNESS INSURANCE POLICIESInsuranceThis bill stops dental insurance companies from forcing dentists to accept payment methods that charge them processing fees.SenateReferred to House CorporationsMar 27, 2026S3150AINSURANCE -- WEATHER-RELATED LOSSESInsuranceThis bill creates a grant program to help homeowners pay for upgrades that protect against hurricanes and severe windstorms.SenatePlaced on Senate Calendar (06/10/2026)Mar 27, 2026S3115INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACTInsuranceThis bill raises the damage threshold for declaring a vehicle a "total loss" from 80% to 85% of its value.SenateEffective without Governor's signatureMar 13, 2026S3059BINSURANCE -- PHARMACY FREEDOM OF CHOICE--FAIR COMPETITION AND PRACTICESInsuranceThis bill regulates pharmacy benefit managers by increasing pricing transparency, preventing overcharges, and shifting oversight to the health commissioner.SenatePlaced on House Calendar (06/10/2026)Mar 12, 2026S3008INSURANCE -- RHODE ISLAND LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION ACTInsuranceThis bill increases the state-guaranteed protection limit for annuity savings from $250,000 to $500,000 if an insurer goes bankrupt.SenateIntroduced, referred to Senate CommerceMar 6, 2026S2769INSURANCE -- FIRE INSURANCE POLICIES AND RESERVESInsuranceThis bill extends the time limits for filing property insurance claims and restricts insurers from unfairly closing claims.SenateCommittee recommended measure be held for further studyMar 4, 2026S2771INSURANCE -- DOMESTIC INSURANCE COMPANIESInsuranceInsurers must accept, deny, or request info on claims within 30 days or pay the policyholder $250 per day.SenateCommittee recommended measure be held for further studyMar 4, 2026S2775AINSURANCE -- DOMESTIC INSURANCE COMPANIESInsuranceThis bill updates insurance regulations, standardizes penalties for violations, repeals a hurricane commission, and strengthens oversight of insurance affiliates.SenateHouse passed Sub A in concurrenceMar 4, 2026S2770INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACTInsuranceRequires homeowner's insurance to pay for matching materials (like siding) to ensure repairs look uniform with existing structures.SenateCommittee recommended measure be held for further studyMar 4, 2026S2763MOTOR AND OTHER VEHICLES -- MOTOR VEHICLE REPARATIONS ACTInsuranceInsurance companies can no longer use your credit score to determine the price of your car insurance.SenateCommittee recommended measure be held for further studyMar 4, 2026H8219INSURANCE -- RHODE ISLAND INSURANCE MARKET PROTECTION ACTInsuranceThis bill bans Rhode Island insurance companies from investing in or insuring fossil fuel companies and projects.HouseCommittee recommended measure be held for further studyMar 3, 2026H7863INSURANCE -- LIABILITY INSURANCEInsuranceThis bill requires all car insurance policies to include coverage for accidents caused by uninsured or hit-and-run drivers.HouseCommittee recommended measure be held for further studyFeb 27, 2026H7866INSURANCE -- UNFAIR CLAIMS SETTLEMENT PRACTICES ACTInsuranceIncreases the damage threshold percentage used to determine if a vehicle is a "total loss" from 80% to 85%.HouseEffective without Governor's signatureFeb 27, 2026H7860INSURANCE -- FIRE INSURANCE POLICIES AND RESERVESInsuranceThis bill establishes minimum timeframes for filing property damage insurance claims and mandates formal written releases to close claims.HouseCommittee recommended measure be held for further studyFeb 27, 2026