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H 7445Housing

Property - Faith-Based Affordable Housing Development Act

This bill allows religious organizations to build affordable housing on their property without needing special local government permission.

Held for study
Population
Affected
35
Introduced Jan 30, 2026Committee House Municipal Government & Housing

Plain-English Summary

This legislation, known as the "Faith-based Affordable Housing Development Act," allows religious institutions (such as churches, temples, and mosques) to build affordable housing on property they own or lease, bypassing many standard local zoning restrictions. It designates these projects as "use-by-right," meaning they undergo a streamlined administrative review rather than public hearings. The bill establishes specific density allowances (30 units per acre), eliminates minimum parking requirements, and permits mixed-use developments. It preempts conflicting local ordinances, preventing municipalities from imposing stricter conditions or special permits on these specific projects.

For younger readers

This law helps groups like churches, temples, and mosques use their extra land to build homes for people who don't have a lot of money. Sometimes, town rules make it very hard and slow to build new apartments. This new law changes those rules so that religious groups can build homes faster and easier. It says they don't have to build parking spots if they don't want to, and the town has to say "yes" to the building plans quickly as long as the buildings are safe. This helps more families find a place to live.

Who & Where It Applies

Impacted groups
Faith-based organizationsLow-income householdsMunicipal planning departmentsReal estate developersResidential neighbors of religious institutions
Impacted communities
All

Constitutional & Fiscal Check

There is a significant constitutional risk regarding the Establishment Clause of the First Amendment. By granting distinct land-use privileges and zoning exemptions exclusively to "faith-based organizations" that are not available to secular non-profits or private land owners, the legislation may be interpreted as unconstitutionally favoring religion. Additionally, while states generally have supremacy over land use, the broad preemption of local zoning authority may invite legal challenges regarding Home Rule charters.

Estimated cost
None
Estimated revenue
None

Bill Analysis

Both viewpoints
For Progressives
  • Increases the stock of affordable housing for low-income households (80% AMI) during a critical housing shortage, directly addressing economic inequality and homelessness.
  • Promotes environmental sustainability and reduces car dependency by eliminating minimum parking requirements and encouraging density in areas already served by infrastructure.
  • Overcomes exclusionary zoning and "Not In My Backyard" (NIMBY) obstructionism that often prevents affordable housing from being built in well-resourced communities.
  • Raises concerns regarding the separation of church and state by granting special land-use privileges exclusively to religious organizations that are not available to secular non-profits.
  • Removes democratic community input by utilizing "ministerial review," preventing local residents from voicing concerns about specific developments in their neighborhoods.
  • Could potentially lead to gentrification or strain local resources if not carefully integrated, as the bill preempts local planning tools often used to manage growth.
For Conservatives
  • Strengthens private property rights by allowing landowners (religious organizations) to utilize their land as they see fit without excessive government interference.
  • Reduces regulatory red tape and bureaucratic hurdles, streamlining the construction process and lowering the cost of development.
  • Empowers religious institutions to generate revenue and sustain their community missions without relying on direct government handouts.
  • Represents a significant overreach of state government into local affairs, stripping towns and cities of their "home rule" authority to manage zoning and community character.
  • Mandates high-density housing and eliminates parking requirements, which could negatively impact the suburban character and property values of established neighborhoods.
  • Promotes government-subsidized housing models that distort the free market and may bring associated social challenges to quiet communities.

Votes

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Full Bill Text

Changes to existing Rhode Island law · 97 additions

SECTION 1. Legislative findings. The General Assembly finds and declares:

(1) That the State of Rhode Island is experiencing a shortage of housing that threatens affordability, economic stability, and community well-being. The general assembly further finds that faith-based organizations often own or control underutilized land that may be suitable for residential development.

(2) Therefore, it is the policy of the State of Rhode Island to authorize faith-based organizations to develop affordable housing as a use-by-right on property that faith-based organizations own or control.

(3) Chapter 51 of title 34 is intended to increase housing access, reduce unnecessary regulatory barriers, and encourage mixed-use, community-focused development. Project approvals shall be based on objective and transparent standards to ensure operational flexibility for faith- based organizations while remaining responsive to local housing needs.

SECTION 2. Title 34 of the General Laws entitled "PROPERTY" is hereby amended by adding thereto the following chapter: 34-51-1. Title. This chapter shall be known and may be cited as the "Faith-based Affordable Housing Development Act." 34-51-2. Definitions. For the purposes of this chapter, the following words and terms shall have the following meanings:

(1) “Active ground floor” means a portion of the ground floor dedicated to public-facing or commercial uses, including retail, restaurants, community centers, or similar uses.

(2) “Affordable housing” means housing units restricted to households earning no more than eighty percent (80%) of the area median income, as determined by the United States Department of Housing and Urban Development (HUD), with affordability restrictions maintained for a period consistent with state low-income housing tax credit eligibility requirements.

(3) “Ancillary uses” means uses that support and complement the mission of a faith-based organization, including child care, social services, educational uses, and small-scale commercial uses not exceeding three thousand square feet (3,000 ft2) per establishment.

(4) “Development site” means land owned, leased, or otherwise controlled by a faith-based organization and eligible for residential, commercial, or mixed-use development, excluding light and heavy industrial zones unless residential uses are expressly permitted.

(5) “Faith-based organization” means a religious institution, including churches, temples, mosques, synagogues, and religious higher education institutions, that owns or leases the development site.

(6) “Housing unit” means a self-contained residential dwelling unit designed for occupancy by one household.

(7) “Ministerial review” means a non-discretionary approval process based solely on objective standards without public hearings or subjective judgment.

(8) “Mixed-use development” means a development containing both residential uses and ancillary uses.

(9) “Net habitable square feet” means finished, heated, and enclosed floor area, excluding parking, garages, and unfinished spaces.

(10) “Project” means development, construction, or renovation undertaken by a faith-based organization on a development site.

(11) “Public benefit incentive” means additional development allowances granted in exchange for providing affordable housing, community services, or environmental preservation.

(12) “Serviced lot” means a parcel connected to municipal water and sewer systems.

(13) “Steep slope” means land with a rise of ten feet (10') over twenty-five feet (25') or a slope of forty percent (40%) or greater. 34-51-3. Project eligibility.

(a) Projects shall be owned or controlled by a faith-based organization through fee ownership or a lease of not less than fifty-five (55) years.

(b) Development sites shall be located in zones permitting residential, commercial, institutional, civic, single-family, duplex, or multifamily uses.

(c) Industrial zones are excluded unless residential uses are expressly permitted.

(d) Mixed-use developments shall dedicate at least sixty percent (60%) of net habitable square feet to residential use.

(e) Projects shall comply with applicable building, fire, health, life safety codes, and the federal Fair Housing Act, 42 U.S.C. 3601 et seq. 34-51-4. State preemption.

(a) This chapter shall preempt any local ordinance or regulation that conflicts with its provisions.

(b) Municipalities shall not impose discretionary review, special permits, additional fees, or conditions beyond those applicable to comparable by-right developments.

(c) Targeted regulations singling out faith-based organization projects are prohibited and void. 34-51-5. Affordable housing standards.

(a) Municipalities may adopt generally applicable affordability ordinances consistent with this chapter.

(b) Affordability requirements shall not exceed state low-income housing tax credit affordability periods and shall rely on HUD income limits and rent schedules. 34-51-6. Base development incentives.

(a) Projects shall be permitted a base density of thirty (30) dwelling units per acre.

(b) Where greater density or height is allowed on the site or adjoining sites, the project shall be entitled to the greater allowance.

(c) Projects may exceed existing height limits by one story or fifteen feet (15'), with a base floor area ratio (“FAR”) of 2:1.

(d) No minimum parking requirements shall apply to residential or ancillary uses. 34-51-7. Bonus incentives.

(a) Active ground floor ancillary uses qualify for an additional FAR bonus of 0.5.

(b) Projects with forty percent (40%) or more two (2) bedroom units qualify for increased density up to fifty (50) units per acre and additional height bonuses.

(c) Preservation of mature trees qualifies for height bonuses.

(d) Maximum FAR under incentives shall be 3:1 and maximum height forty-five feet (45'), unless underlying zoning allows more. 34-51-8. Development standards.

(a) Existing setback requirements shall apply unless waived.

(b) Municipalities shall not impose minimum unit sizes, lot coverage limits, or mandatory open space requirements. 34-51-9. Review and approval.

(a) Eligible projects shall be approved through ministerial review.

(b) Decisions shall be issued within fifteen (15) days of a complete application.

(c) Permitting and inspections shall be conducted concurrently, with final approvals issued within sixty (60) business days. 34-51-10. Environmental and safety requirements.

(a) Floodplain projects shall comply with Federal Emergency Management Agency

(FEMA) and state flood standards.

(b) Projects on steep slopes shall submit geotechnical analyses and mitigation measures. 34-51-11. Exemptions.

(a) Sites within one thousand six hundred feet (1,600') of industrial uses within the meaning of Title V of the federal Clean Air Act, 42 U.S.C. §§ 7661-7661f, implemented pursuant to 40 CFR Part 70 shall be excluded.

(b) Environmentally protected lands and wetlands are exempt.

(c) Additional setbacks may be required near critical infrastructure. 34-51-12. Enforcement and oversight. The Rhode Island housing and mortgage finance corporation shall monitor compliance and may refer violations to the attorney general for enforcement. 34-51-13. Severability. If any provision of this chapter is held invalid, the remaining provisions shall remain in effect.

SECTION 3. This act shall take effect upon passage.